Alleged " mortgage " , it is common people mortgages his house to the bank, can choose one-time obtain loan to be used at provide for the aged, perhaps obtain loan to be used at provide for the aged by the month. After the old person dies, house property puts in a bank 's charge all. Pay to develop business to differ again to bank loan with the person that buy a house, "Mortgage " it is the house that will have property right oneself after guaranty gives a bank, pay every months by the bank guaranty person, expire to be borrowed in order to sell the income of housing or other asset are returned. As a result of this kind of means and tradition mortgage loan contrary, reason is called " mortgage " .

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