Point to the borrower that already handled individual housing loan in the bank () selling the home, the individual housing that gives a bank pledge sells or transfer the 3rd person (buy the home) and application deals with individual housing usurer of time limit of loan change loan, change or the loan that change pawn. That is to say, turn to mortgage even if be the leasehold relation changeover of former owner and bank the leasehold concern that buys the home and bank newly.
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